The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods
June 23, 2010
A report released today by the Empire Justice Center in Rochester documents a dramatic decrease in prime mortgage lending made between 2006 and 2008, and highlights that low-income communities and neighborhoods of color were hardest hit by the drop-off in lending.
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Press Release: Paying More for the American Dream IV
May 13, 2010
Study finds TARP-supported banks reduced lending to communities of color dramatically in Rochester, New York and six other cities across the nation.
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Both sides weigh in on rent-to-own bill: Governor must sign or veto bill by Friday (Buffalo News)
July 29, 2010
David A. Paterson is reviewing a bill that supporters say would protect consumers by providing more structure and disclosure for “rent-to-own” contracts. Critics, however, say the law would legalize predatory pricing and practices.
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State Budget Hurts Social Services
July 27, 2010
A number of non-profits are calling on the Legislature to restore millions of dollars in member items vetoed by the governor.
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Improvements to the Consumer & Community Development Section of Website Planned
May 14, 2010
The Consumer, Housing, C.A.S.H. and Community Development (CHCCD) Unit just finished a plan to enhance the Consumer & Community Development (C&CD) issue area of Empire Justice Center’s website. As the plan is implemented over the next several months, look for the following improvements to the C&CD issue area. Read More
New Yorkers for Responsible Lending (NYRL)
May 14, 2010
New Yorkers for Responsible Lending (NYRL) is a statewide coalition that promotes access to fair and affordable financial services and the preservation of assets for all New Yorkers and their communities. Read More