Consumer & Community Development

RELATED NEWS

Both sides weigh in on rent-to-own bill: Governor must sign or veto bill by Friday

David A. Paterson is reviewing a bill that supporters say would protect consumers by ...

Report Shows Prime Mortgages Dropping

Prime mortgage lending declined dramatically between 2006 and 2008, with low-income c...

POLICY ADVOCACY

GRCRC comments on proposed change to CRA

The Greater Rochester Community Reinvestment Coalition (convened by the Empire Justic...

New Yorkers for Responsible Lending Letter to NY Senators on the Restoring American Stability Act of 2010

The Act must guarantee that federal laws and rules serve as a floor, rather than a ce...

PUBLICATIONS

The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods

This report documents a dramatic decrease in prime mortgage lending made between 2006...

Paying More for the American Dream IV

A report documenting a dramatic decrease in low-cost home loans and highlighting that...

NEWSLETTERS

Spring 2010 :

This issue of the Legal Services Journal contians articles on Consumer and Community Development, Immigration, Public Benefits and Disability Benefits. Read More

Winter 2009-2010 :

In this issue of the Legal Services Journal, you will find Empire Justice Center's Legislative Agenda for 2009-2011 and articles on Domestic Violence, Immigration, Child Care, Public Benefits, Child Support and Consumer and Community Development. Read More


 Recent Consumer & Community Development Articles

Insurance Information for Consumers and Homeowners
July 7, 2010
Links to information on insurance for consumers and homeowners. Read More

GRCRC Comments on M&T Bank's CRA Performance
July 6, 2010
The Greater Rochester Community Reinvestment Coalition's (convened by the Empire Justice Center) comments on M&T Bank's mortgage lending and community development performance for its CRA exam. Read More

Mortgage Lending and Foreclosure Prevention Advocates
June 25, 2010
The following are descriptions and links to state and national advocates working on issues pertaining to mortgage lending and foreclosure prevention. Read More


Reports

The River Runs Dry: Decreased Access to Mortgage Credit in Rochester’s Underserved Neighborhoods :
June 23, 2010
This report documents a dramatic decrease in prime mortgage lending made between 2006 and 2008 in Rochester, NY, and highlights that low-income communities and neighborhoods of color were hardest hit by the drop-off in lending. Read More

Paying More for the American Dream IV :
May 13, 2010
A report documenting a dramatic decrease in low-cost home loans and highlighting that communities of color were hardest hit by the drop-off in lending. Read More

How Fair Is New York’s FAIR Plan? :
May 21, 2009
An Examination of NYPIUA’s Residential FAIR Plan Policies. Read More

More Reports


Online Trainings Available

Representing Homeowners at Mandatory Settlement Conferences
March 3, 2010
Mandatory settlement conferences are now an integral component to the foreclosure process for subprime loans. The governor has signed a new law that expands the settlement conferences to all residential loans. Pro Bono lawyers have been approved to represent homeowners for the limited capacity of these settlement conferences. This training addresses important considerations for lawyers willing to represent homeowners in this capacity. Read More

New Approaches to Stabilizing Homeowners and Communities in Western NY
May 16, 2008
This taped broadcast is geared towards housing counselors, legal services organizations, lenders, public officials, community-based organizations, and anyone who is concerned with the impact of the foreclosure crisis on homeowners and neighborhoods in the western part of the State. Discussion topics include information about housing counseling standards, specialized foreclosure trainings, State programs addressing the foreclosure issue, and successful approaches to reducing foreclosures, among other topics. Read More

Celebrating 30 Years of the Community Reinvestment Act
January 24, 2008
On January 24, 2008, the Greater Rochester Community Reinvestment Coalition and Empire Justice Center presented a forum celebrating 30 years of the Community Reinvestment Act. This forum is presented online in four parts. Read More